What type of appeal is used when someone apologizes for not paying a bill due to a health issue?

The type of appeal used when someone apologizes for not paying a bill due to a health issue is an appeal to pity. This appeal seeks to evoke compassion or sympathy from the audience by highlighting the unfortunate circumstance or emotional distress of the individual. In such a scenario, the person is requesting understanding and leniency based on personal struggles, which leverages the emotional response associated with their health issue.

This form of appeal is effective because it frames the situation in a way that connects with the audience on a human level, encouraging them to consider the individual's hardships rather than focusing solely on the facts of the financial obligation. It's a common tactic in persuasive communication, especially when attempting to elicit forgiveness or support from others.